Why is your quote higher than my insurance claim?
There is a multitude of reasons for this, mainly due to estimates written before a thorough teardown of the car has been performed. Insurance adjusters cannot see the full extent of damages due to an accident, so their initial estimate can reflect quite differently than the final repair costs. Most times any additional cost is covered with a supplement payment. Of course, we always review with the customer before doing any additional work beyond the original claim.